We did it!

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Chris has been working a minimum of 60 hours per week since July, and really, it’s been more like 65 to 70 hours a week.  It’s been crazy and hard and stressful, but Thursday, December 27^th was payday and that day, all those hours finally paid off -- literally! 

Four months ago, we consolidated 90% of our outstanding credit card debt from Chris’ unemployment into his car loan and today, it is GONE.  Existing car loan plus the credit card balances started at $18,000 in August; $0 today.  

I won’t say it wasn’t hard to discipline ourselves – it was! An average of 25 hours of overtime per week makes for some hefty paychecks.  It would have been easy to say we could just take a little here and a little more there for some fun, but we both knew once we reached this point, it would outweigh any temporary elation from a new electronic toy or a lavish vacation.  And it does.  Knowing we our giving ourselves a secure financial future is the best feeling of all. 

(I had hoped to have a memento in the form of a screenshot of a $0 balance, but they've already disabled our online account access! Boooo.)